Aremco

PRIVACY STATEMENT

This notice details the privacy policies of Aremco for consumers accessing its website located at https://aremco-dev.cbtcomply.com, including how Aremco protects information provided or collected through this website. Questions regarding this statement should be directed by e-mail to orders@aremcofs.com. You may also contact us at Aremco, 888-888-8888

Information Collected

In the normal course of business and to provide the necessary services to our customers, we may obtain nonpublic personal information directly from the customer, from customer-related transactions, or from third parties such as our title insurance agents, lenders, appraisers, surveyors or other similar entities.

Access to Information

Access to all nonpublic information is limited to those employees who have a need to know in order to perform their jobs. These employees include, but are not limited to, those in departments such as legal, underwriting, claims administration and accounting.

Information Sharing

Generally, the company does not share nonpublic personal information that it collects with anyone other than its policy issuing agents as needed to complete the real estate settlement services and issue its title insurance policy as requested by the customer. The company may share nonpublic personal information as permitted by law with entities with whom the company has a joint marketing agreement. Entities with whom the company has a joint marketing agreement have agreed to protect the privacy of our customer’s nonpublic personal information by utilizing similar precautions and security measures as the company uses to protect this information and to use the information for lawful purposes. The company, however, may share information as required by law in response to a subpoena, to a government regulatory agency or to prevent fraud.

Information Security

The company, at all times, strives to maintain the confidentiality and integrity of the personal information in its possession and has instituted measures to guard against its unauthorized access. We maintain physical, electronic and procedural safeguards in compliance with federal standards to protect that information.

What information does Aremco collect and how does Aremco use it?

Consumers – You may visit and use certain features of our website without any registration, in which case none of your personal information will be collected or retained. However for you to register and take advantage of the benefits and exclusive features of the Aremco website, you are required to provide your name, e-mail address, home address and phone number, a password, and whether you are a first time home buyer, investor or an existing home owner. We may additionally request you to provide your business name, address, phone number and fax number and various demographic information about yourself on an optional basis.

Agents – You may visit and use certain features of our website without any registration, in which case none of your personal information will be collected or retained. However for you to register and take advantage of the benefits and exclusive features of the Aremco website, you are required to provide your name, e-mail address, real estate license number and issuing state, a password for your account and business address and phone number. You may additionally add your mobile phone number, business name and facsimile number and home address, phone number and facsimile number. In addition, by registering through the website, you expressly authorize Aremco to create a performance profile about you as an agent including statistical information with respect to your response times and sales statistics. This profile will solely be accessible to lenders accessing the website.

This allows us to properly and effectively integrate you into the website database in order to provide you with the functionality, feedback, support and any information you request. We may additionally use the information we collect to occasionally seek feedback from you regarding potential Aremco products and services and to notify you about important functionality changes to the website, new products and services available through the website or otherwise offered by Aremco, and special offers we think you’ll find valuable.

We may additionally use information provided through our website and services to compile performance and analysis reports pertaining to agents, vendors and other users of our website and systems. We may additionally collect website data to contact any entities who access or use our website.

Notwithstanding any other term of this Privacy Policy, we may release any personal information we obtain or collect when we believe its release is appropriate to comply with the law, enforce our website policies, or protect ours or others’ rights, property, or safety.

How does Aremco protect visitor information?

Aremco uses industry-standard technologies when storing, transferring and receiving consumer data exchanged to help ensure its security. This includes password protected member records, firewalls, secure servers and SSL encryption.

Does Aremco use “cookies”?

Cookies are small bits of electronic information that a web site can transfer to a visitor’s hard drive to help tailor and keep records of his or her visit to the site. The use of cookies is standard on the Internet and many web sites use them. We currently save preference information in cookies. Though most Web browsers automatically accept cookies, you can usually change your browser to prevent the storage of any cookies or to notify you when you are sent a cookie.

Does Aremco disclose any personally identifiable information it collects from its visitors to outside parties?

Aremco may transfer, sell and otherwise may share the information you provide to us to select partners and third parties. This will allow these third parties to contact you and provide you offers and other information that they think will be valuable to you. Aremco, and any of its affiliates or vendors, may (a) use, sell or transfer any anonymous aggregated statistical user data in any manner, at any time and (b) freely transfer any and all information you provide us to any of our subsidiary, parent and/or affiliate companies.

Aremco special note to parents

In compliance with the 1998 Children’s Online Privacy Protection Act (COPPA), Aremco is a general audience website, and does not knowingly collect, nor will ever knowingly retain, personally identifiable information from any visitor Aremco actually knows to be under thirteen years of age without the consent of that child’s parent or legal guardian.

How does a visitor remove or modify the information they have provided to Aremco?

After gathering any user information, Aremco offers users the opportunity to remove their information from our database so as not to receive future communications or to no longer interact with the website until they later chose to by logging into your account through the Aremco website and changing your account settings and preferences. However, once removed from Aremco database, users will no longer be able to access any of the exclusive features offered to registered users.

Third party links and co-brand relationships

In an attempt to provide increased value to our visitors, Aremco may choose various third party websites to link to and from, and frame within, its own website. Aremco may also participate in co-branding and other relationships to offer information, programs and other services and features to its users. However, even if the third party is affiliated with Aremco, Aremco has no control over these linked sites, and each of these sites has separate privacy and data collection practices independent of Aremco. As such, we have no responsibility or liability for these independent policies or actions, and are not responsible for the privacy practices or the content of any such websites. These linked sites are only for your convenience and you therefore access them at your own risk. Accordingly, please carefully review the data collection policies on each of these websites.

Your consent, policy changes and change of ownership

By using our website, you consent to the collection and use of information by Aremco as set forth in this Privacy Statement. If we decide to change our privacy policy, we will post those changes on this page so that you will always be aware of what information we collect, how we use it, and under what limited circumstances we disclose it. Continued access or use of the website shall constitute your express acceptance of any modifications to this Privacy Statement. In the event that Aremco or a substantial portion of Aremco assets are acquired, customer information collected and retained in accordance with this Privacy Statement may be one of the transferred assets.
Legal Disclaimer:
By using the website, you irrevocably acknowledge and agree that Aremco merely provides technological tools that vendors, brokers, agents, buyers, sellers and other individuals and/or companies may use to transact business. Aremco is not involved in the actual transaction between buyers, agents, brokers, lenders, sellers and any other related party, and is not the agent of, nor has any authority on behalf of any of the aforementioned parties or any other third party, for any purpose whatsoever. At no time and in no event shall Aremco become involved in any dispute or transaction between the aforementioned parties or have any responsibility or liability in connection therewith, including, but not limited to, making or guaranteeing any payment that may come due as a result of any transaction or agreement between the aforementioned parties.

Additional Information Questions regarding this policy or the practices of Aremco should be directed to Aremco at orders@aremcofs.com. You may also contact us at Aremco, 888-888-8888