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The COVID-19 pandemic has left millions of American borrowers with unprecedented job loss and financial uncertainty. In response, the real estate industry, prompted in part by the CARES Act and guidance from the FHFA, Fannie Mae, and Freddie Mac, issued widespread forbearances to ensure homeowners and renters maintained housing throughout the pandemic. However prudent the [...]

Interest rates are low now, and the market is strong for REO, but things will change in 2021. In 2021, the state of the real estate industry, and particularly housing and REO, will be determined by the economic impact of the COVID-19 pandemic on American borrowers in 2020. With millions reaching the end of their [...]